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You can reach us, while we are social distancing

We hope you and your loved ones are safe and coping as best you can during these difficult times.

We just wanted to let you know that we are now doing all meetings online and working from home as much as possible, to help flatten the curve and protect those most vulnerable from COVID-19.  You can still reach us on the phone or via email as usual.

Please find below a summary on the financial markets as of last Friday and also an update on the Government announced stimulus packages and banks hardship provisions that could help you financially.

Our advice to you will continue via Adobe Sign as per usual.

If you have any concerns or need to chat about anything, please don’t hesitate to contact us.

An excerpt from Motley Fool Australia below clearly illustrates our thoughts on the market and investment

“…this isn’t the first stock market slump we’ve seen.

Plus, the fundamentals of investing haven’t changed.

There are some, maybe even you, who want to think there’s a hugely complex and detailed investment strategy that can be somehow created and implemented specifically for these circumstances.

I hate to tell you, but there’s not.

The bulk of the people who came out of the GFC in a good position did three things:

1. They owned quality businesses, going in

2. They held quality businesses, despite the shrieking headlines and ‘helpers’

3. They kept buying; dollar-cost-averaging right through the pain

Easy? No. They had to have fortitude and patience.

But rewarding? You bet.

So, that’s the first thing — nothing about the fundamental parts of good investing has changed.

See, the ASX fell 37% between February 20 and March 23.

Because the market ‘knew’ something, right?

Then the ASX rose 21% between March 23 and April 14.

Because the market ‘knew’ something, right?

The ASX then fell 5.5% between April 14 and this morning.

Far more likely, traders are just trying to guess short term movements, and flip-flopping with the mood.

As Buffett says, are you sure you should be listening to that group?

I don’t think so.

Next, you should be expecting a recession.

A deep one, not seen since the 1930s.

Not because I like to scare people, but because I want you to be prepared.

Not for Armageddon. Not for another Great Depression.

But just for the economic data that will come in the next 3 – 9 months (and perhaps longer).

The market — investors — should already be expecting that.

The numbers, when released, shouldn’t be a surprise.

If the market was to fall, when that data hits the newswires, it’ll mean people weren’t suitably mentally and financially prepared.

They should be expecting it.

They should be investing accordingly.

They don’t need to be happy with the data, but they need to expect it.

Lastly, this too shall pass.

Yes, this crisis is unique.

So was the GFC.

So was the crash.

So was the Asian financial crisis (remember that?).

So was 1987.

But you know what they all had in common?

The crisis passed, and shares regained and surpassed their previous highs.

And you know who made money? Those who held and kept buying shares in quality companies.

Will this time be the same? We can’t know yet.

But I reckon the odds are very, very good.

That’s why I’ve been buying.

That’s why we are recommending our members keep buying.

Oh sure, if you have a working crystal ball, knock yourself out. Go for it.

But if you don’t, shouldn’t you just be keeping your eyes on the horizon and investing anyway?”

source: Motley Fool Australia

Current COVID-19 (coronavirus) scams

Scammers are using the spread of COVID-19 (coronavirus) to take advantage of people across Australia.

About COVID-19 scams
Scamwatch has received over a thousand coronavirus-related scam reports since the outbreak. Common scams include phishing for personal information, online shopping, and superannuation scams.If you have been scammed or have seen a scam, you can make a report on the Scamwatch website, and find more information about where to get help.Scamwatch urges everyone to be cautious and remain alert to coronavirus-related scams. Scammers are hoping that you have let your guard down. Do not provide your personal, banking or superannuation details to strangers who have approached you.Scammers may pretend to have a connection with you. So it’s important to stop and check, even when you are approached by what you think is a trusted organisation.Visit the Scamwatch news webpage for general warnings and media releases on COVID-19 scams.Read on for example of scams

While our everyday actions, decisions and behaviour should include the impact our environmental footprint has on our earth, especially today we highlight the importance of our interconnectedness to nature and the need to tread lightly on our only fragile home.
There are planetary boundaries to the unsustainable growth this global world is operating in, let us choose wisely.


We hope you enjoy these images from Earth Observatory – NASA

Swollen Rivers in Channel Country

Heavy rain in March drenches parched land in southwestern Queensland.

Violent Puffs from Krakatau

The volcano has been erupting sporadically in 2020.

A Delta Oasis in Southeastern Kazakhstan

The rich mosaic of reeds, ponds, and meadows of the Ili River Delta offer habitat for hundreds of species.

Disclaimer The contents of this newsletter are intended as general advice only. No specific person’s circumstances, financial situation or objectives have been taken into consideration. You should not act on the information provided without seeking personal advice from an appropriately qualified financial planner. Research sources: CAER Corporate Monitor & Eco Investor. While the source has been verified as reliable, the actual content has not been checked for accuracy. Consequently Ethical Investment Advisers does not warrant the accuracy of the information nor accept liability for any errors in the data.



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