Disclaimer 

The contents of this newsletter are intended as general advice only.  No specific person’s circumstances, financial situation or objectives have been taken into consideration.  You should not act on the information provided without seeking personal advice from an appropriately qualified financial planner.   Past performance is no indication of future performance. While the data source has been verified as reliable, the actual content has not been checked for accuracy. Consequently, Ethical Investment Advisers does not warrant the accuracy of the information nor accept liability for any errors in the data. Research and company news sources: CAER Corporate Monitor & Eco Investor. Portfolio inception date for performance calculation purposes is 20 January 2014. The returns shown are estimates only. The returns are for the Ethical Investment Mid-Cap Model Portfolio on the Praemium platform and are before portfolio fees but after brokerage and may not match your actual return as this can be affected by the timing of additions and withdrawals, as well as fees and customisations. Portfolio returns longer than one year are annualised returns. Returns are inclusive of tax credits and have been calculated using a Time Weighted Return method.